Closer/Funder

Company: Homeowners Financial Group
Location: Scottsdale
Posted on: September 11, 2020

Job Description:

Description:
Work for an Award Winning Company Culture!Are you an independent, self-starting, team player with a positive attitude? Are you passionate about giving back to your community? Do you want to work for a company that we like to think as the happiest place in mortgage and has been voted a Best Place to Work for the last 15 years? Join our family at Homeowners Financial Group and you can take advantage of our great benefits.Benefits:

• 9 paid holidays
• Generous paid time off policy
• Cigna Healthcare Benefits including vision, medical, life and dental
• 401k
• Employee tenure program
• President's Club for both Sales and Operations staffWho We Are: Homeowners Financial Group has over 350 employees in 35 offices across the country and has helped tens of thousands of homeowners realize home ownership. We are not your typical mortgage company: we foster a family environment, we give back to the community through dozens of charities and we love what we do!Who We Want: We want a Closer/Funder who will be responsible for preparing loan packages for closing as well as funding loans. The position coordinates the closing of mortgage loans with the borrower, Title Company, and other related parties. The Closer/Funder is expected to provide high-quality customer service while contributing to the Mortgage Department and HFG goals and objectives. The position is responsible for ensuring timely management of assigned pipeline for closing, funding, shipping, and various other post-closing functions.Essential Duties:
  • Prepares, reviews, and generates mortgage closing documents according to file specifics, department, and compliance requirements
  • Inputs and confirms data required to generate Review and approves Closing package.
  • Audits the signed loan documents and credit package ensuring accuracy and compliance with federal and state law as well as HFG policies
  • Manages assigned pipeline of fundings
  • Ensures the final loan documents, wire requests, escrow coordination, and shipment to investor and warehouse tasks are completed timely and accurately.
  • Approves funding of loan
  • Maintains contact with outside agencies (title companies, insurance agents, credit agencies, appraisers) in order to obtain required information/documentation while maintaining a high level of customer service
  • Serves as a liaison between HFG and closing agent
  • Coordinates corrections with title companies when necessary
  • Generates, reviews, and approves HUD-I/Settlement Statement to ensure compliance
  • Follows up with closing agent for final settlement statement and validates there are no unauthorized changes to the final HUD
  • Remits funds to title companies and distributes loan proceeds in accordance with mortgage documentation
  • Completes GFE Review according to RESPA's requirements and prepares initial disclosures
  • Assists in scheduling loan closings and answers routine questions regarding the mortgage loan process maximizing profitability
  • Completes post-closing audits
  • Transmits and ships proper loan documentation to investors
  • Assist in daily closing functions of department: deposits, reports, organizing documents, etc.
  • Follows up with any post-closing issues which may arise
  • Participates in HFG internal meetings and required training
  • Maintains a professional image and demonstrates an understanding of and follows all HFG Policies and Procedures
  • Other duties as assigned.
    
    Requirements:
    Qualifications:
    • Prepares, reviews, and generates mortgage closing documents according to file specifics, department, and compliance requirements
    • Inputs and confirms data required to generate Review and approves Closing package.
    • Audits the signed loan documents and credit package ensuring accuracy and compliance with federal and state law as well as HFG policies
    • Manages assigned pipeline of fundings
    • Ensures the final loan documents, wire requests, escrow coordination, and shipment to investor and warehouse tasks are completed timely and accurately.
    • Approves funding of loan
    • Maintains contact with outside agencies (title companies, insurance agents, credit agencies, appraisers) in order to obtain required information/documentation while maintaining a high level of customer service
    • Serves as a liaison between HFG and closing agent
    • Coordinates corrections with title companies when necessary
    • Generates, reviews, and approves HUD-I/Settlement Statement to ensure compliance
    • Follows up with closing agent for final settlement statement and validates there are no unauthorized changes to the final HUD
    • Remits funds to title companies and distributes loan proceeds in accordance with mortgage documentation
    • Completes GFE Review according to RESPA's requirements and prepares initial disclosures
    • Assists in scheduling loan closings and answers routine questions regarding the mortgage loan process maximizing profitability
    • Completes post-closing audits
    • Transmits and ships proper loan documentation to investors
    • Assist in daily closing functions of department: deposits, reports, organizing documents, etc.
    • Follows up with any post-closing issues which may arise
    • Participates in HFG internal meetings and required training
    • Maintains a professional image and demonstrates an understanding of and follows all HFG Policies and Procedures
    • Other duties as assignedWorking Conditions:The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. This job may require handling objects up to 10 pounds frequently and 20 pounds occasionally. While performing the duties described herein, the employee is regularly required to sit; use hands and fingers to handle or feel in addition to talking and hearing. The employee is frequently required to stand and walk. The noise level in the work environment is usually moderate. Office environment is normally climate-controlled.Homeowners Financial Group is an Equal Opportunity Employer. All employment is decided on the basis of qualifications, merit and business need.PM20 PI122660048

Keywords: Homeowners Financial Group, Scottsdale , Closer/Funder, Other , Scottsdale, Arizona